Rates and Fees

If driving across town to a bank, filling out lengthy application forms and waiting weeks through credit and employment checks for a loan approval are just not in your plans, check out what fast cash loans can do for you. Please note: FastCashLoansOnline.com is not an actual payday lender. Instead, we provide a free service connecting you with the best lenders available, saving you time and money. Since we are not an actual payday lender, rates and fees are not set by FastCashLoansOnline.com. They are set by your individual lender.

Our Service is Free of Charge

When you’re searching for fast cash loans, you don’t want to deal with someone who’s going to start siphoning off your hard-earned money. At FastCashLoansOnline.com, we connect you with lenders who are ready to provide you with the best payday loan available. We don’t lend money ourselves; rather we serve as an intermediary between you and our network of trusted lenders. We won’t charge you for our services. Consider us a fee-free and interest-free way to seek out your best payday loan.

Full Disclosure at Every Step

Although we don’t charge any fees, we’re committed to helping you understand anything that may come up within the loan process. In fact, you’re protected by the government’s Truth in Lending Act, which binds financial institutions to be completely transparent and up front with all rates and fees associated with any loan. You won’t be blindsided or tricked by hard-to-understand language or hefty legal documents.

There’s Got to Be a Catch, Right?

No. FastCashLoansOnline.com is in the business of connecting people who need fast cash loans with lenders whose business it is to make those loans happen. Our service works completely online, and there are no membership fees or subscriber rates, either. Our lenders partner with us based on our ability to provide them access to borrowers like you. Of course, you’ll need to repay your loan at the terms agreed upon with your lender. Consider that a commitment, not a catch.

Know Your State’s Lending Laws

At FastCashLoansOnline.com, we strive to make our process transparent. We won’t ever charge you a fee to use our site, and there’s no obligation to accept any loan offered. But the lenders we work with may present different penalties and rates, depending on where you live and who you borrow from. Because the payday loan industry is new and becoming increasingly popular across the nation, states are still working to find the best ways to regulate it. Loan laws and regulation can change quite a bit depending on where you live. In some places, you may be completely free to borrow as you like, while others may prohibit loans altogether. Since the laws can change frequently, it is not possible to tell you exactly what your interest rates and fees, etc., are going to be in this article, much as we’d like to. Instead, simply apply for a loan in your state. It’s free, and all the details of your state laws can be found in the loan contract issued by the lender pre-approving you. You don’t have to pay to look at the contract, and you are under no obligation to continue the process just because you applied. We’re here to help you get the right fast cash loans for your needs and location.